Finance built for how you actually work
Irregular income, quarterly taxes, mixed expenses — GigFinance handles the financial complexity of 1099 life so you can focus on your craft.
April 2026 Income
$8,340
Tax Set Aside
$2,085
Smoothed Salary
$5,800/mo
$3,200
$4,100
$1,040
70M+
Freelancers in the US
28%
Average tax rate for 1099 workers
$4,200
Average missed deductions per year
$12.99
Monthly — less than one missed deduction
Why GigFinance
Made for the complexity of
freelance life
Not another budgeting app that assumes you have a salary. Built from scratch for irregular income, 1099 taxes, and multi-source earnings.
Income Smoothing AI
AI-PoweredOur AI analyzes your irregular income history and recommends a monthly 'pay yourself' amount so you never overspend during a slow month.
Quarterly Tax Calculator
1099 FocusedStop dreading April 15th. Auto-calculate your Q1–Q4 estimated taxes and set aside the right amount every time you get paid.
Business vs Personal Split
Smart TrackingMixed expenses killing your deductions? Tag anything as business, personal, or mixed. We track your deductible percentage automatically.
Expense Intelligence
InsightsSee exactly where every dollar goes across 12+ categories. Which subscriptions are deductible? Which meals qualify? We tell you.
Financial Goals
Goal PlannerEmergency fund, SEP-IRA, new MacBook? Set goals and track progress. We calculate how much to save monthly to hit your targets.
Multi-Source Income Tracking
Multi-PlatformUpwork, Fiverr, DoorDash, Airbnb, direct clients — all in one place. See which platforms pay best and when invoices are overdue.
Honest Comparison
Why not Mint or YNAB?
Great apps — built for people with predictable paychecks. You don't have one.
Real Freelancers
They stopped guessing,
started knowing
Sarah Chen
UX Designer • Toptal
“I was over-spending every slow month and scrambling for taxes. GigFinance showed me I only needed to set aside $847/quarter — way less than I feared.”
Marcus Rivera
DoorDash Driver • 4 years
“Never thought an app like this existed for gig workers. It automatically separates my car expenses into business vs personal. My accountant loves it.”
Priya Nair
Copywriter • Multiple Clients
“Between 6 clients and 3 platforms, my income was chaotic. GigFinance smoothed it into a predictable $5,800/mo salary I actually trust.”
Simple Pricing
Less than one missed deduction
The average freelancer misses $4,200 in deductions. GigFinance pays for itself in month one.
Free
Get started and see what you're working with
- ✓Up to 3 income sources
- ✓50 transactions/month
- ✓Basic tax estimate
- ✓1 financial goal
- ✓Manual expense categorization
Pro
Everything a full-time freelancer needs
- ✓Unlimited income sources
- ✓Unlimited transactions
- ✓AI income smoothing
- ✓Quarterly tax estimates + reminders
- ✓Smart expense splitting
- ✓Unlimited financial goals
- ✓Export reports (CSV, PDF)
- ✓Priority support
No contracts. Cancel anytime. 14-day free trial on Pro.
Stop winging it.
Start knowing your numbers.
Join 2,200+ freelancers who finally understand their finances. Get started free — no credit card required.
Create Your Free Account →